Our Products
Purchase
Loans
We offer 30-year fixed rate, and other term purchase loans for you to buy a home in California. Doug Bullwinkel will partner with you to find the best type of purchase loan for your situation. CALVET HOME LOANS have some great advantages, but you will be able to explore other options as well.
Refinance
Loans
Apply for a 30-year fixed rate loan to refinance your existing home loan in California. Doug will partner with you to find the best type of refinance loan for your situation. STREAMLINE VA Interest Rate Reduction Refinances (IRRRL) require very little documentation. CASH OUT REFINANCE for VA and other loan types require full credit, income, asset and appraisal review.
Home Improvement
Existing customers can get home improvement loans for their CalVet-financed property. We can also offer Home Equity Lines of Credit for bill consolidation or for remodeling your home. Second position loans require approval from CALVET first mortgage.
Construction
Loans
CALVET Construction Loans with a flexible draw schedule for veterans building a new home on land they already own. VA Construction Loans can finance your land purchase and the construction loan to permanent financing, all in one loan package. Please contact Doug at dbullwinkel@emortgagecapital.com for details.
As a new CALVET Home Loan Customer...
You may participate in their insurance programs.
This is unique to CALVET HOME LOANS and is not available with any other financing. This can be extremely important, especially in California High Fire Areas. CALVET Disaster Coverage is a HUGE Reason to consider CALVET financing for your purchase. All Perils, INCLUDING EARTHQUAKE COVERAGE are included.
Fire
Your home is covered for sudden and accidental losses as a result of fire, wind, hail, and other hazards. CALVET LOANS ONLY.
Disaster
Your home is covered for structural damage from covered floods and earthquakes. Low deductibles. CALVET LOANS ONLY.
Life
Your family's home is protected when you take advantage of our group life policy. CALVET LOANS ONLY.