We Make Home Loans Easy!
THANK YOU FOR YOUR SERVICE
Doug Bullwinkel
Loan Officer/Former U.S.Marine
CERTIFIED MILITARY RELOCATION SPECIALIST
NMLS #281609
DRE Broker 00424869
916-295-0044 dbullwinkel@EMortgageCapital.com
Licensed to Originate Loans In CA
WELCOME TO CALVETLOANS.COM!
Welcome to CalVetLoans.com, where homeownership is within reach for all veterans in California.
As a Veteran, you have a unique opportunity to purchase a home using a CALVET HOME LOAN, or you can choose a VA HOME LOAN. Both are great choices, and both offer No Down Payment Options. There are other loan programs available, but for most Veterans, the CALVET or VA Loan Programs offer several distinct advantages
Our CalVet loans offer flexible terms, competitive rates, and a supportive team to guide you through the process. With Doug Bullwinkel’s expertise, you don’t need perfect credit or a flawless financial history—just a dream of owning a home. Let’s make it happen together!
Real Help from a Real Person
With Doug Bullwinkel, a Marine Corps Veteran, you get direct guidance—not a chatbot or overseas rep. Expect clear, honest advice from someone who understands what service means.
Maximize Your Veteran Benefits
We personally review every Veteran’s benefits to uncover hidden opportunities, including possible VA disability eligibility. We’re here to make sure you don’t leave any benefits on the table.
Exclusive CalVet Fire Insurance Coverage
Only available with CalVet Loans, this one-of-a-kind policy protects your home with comprehensive coverage—even in high-risk fire zones—when other insurers won’t.
Clear Communication from Start to Finish
You’ll always know where your loan stands. We prioritize fast, accurate updates so you’re never left in the dark—just solid communication from application to closing.
Our Mission Is To Help Veterans Succeed
You and your family have made tremendous sacrifices in service to our country—now it’s time for your country to give back. You deserve an advocate who understands your journey, your challenges, and your goals. As a fellow Marine Corps Veteran, I’ve been in your boots. I know what it means to serve, and now I serve you.
With over 30 years of experience in mortgage and home loan solutions, I’m proud to support Veterans throughout Sacramento, Roseville, Rocklin, and all of Northern California.
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No One Is Perfect—And You Don’t Have to Be
Your VA loan is a hard-earned benefit, and I’m here to guide you every step of the way to ensure you get every advantage.
Not every loan is perfect—but that’s okay. With a CalVet Home Loan, you don’t need perfect credit. In fact, CalVet doesn’t even use credit scores to determine eligibility. Every application is considered with approval as the goal.
Worried about a down payment or closing costs? We have solutions for that too.
Let’s work together to turn your homeownership dream into a reality
NMLS #1416824
CALVETLOANS.COM is a personal website, owned by Douglas Bullwinkel, a licensed loan officer with E Mortgage Capital, Inc. All loans are processed, then submitted to various wholesale lenders for underwriting and approval. E Mortgage Capital and CALVETLOANS.COM are not affiliated, nor endorsed by any government agency.
CALVET HOME INSURANCE:
A Smart Choice for Veterans Seeking Rural Homes
For many veterans, the dream of living in California’s serene countryside is overshadowed by the challenges posed by skyrocketing insurance premiums. The current crisis has made it increasingly difficult to find affordable coverage for rural properties, particularly regarding fire and natural disasters. Insurance companies are leaving California and canceling many existing policies. Fortunately, CALVET Insurance offers a solution tailored specifically for veterans, making rural living more accessible and affordable. The same great coverage is available for properties in the city. Some additional restrictions may apply for condos and mobile homes in parks or on land.
CALVET Insurance provides very low deductibles–for fire and hazards, flood, and even earthquake coverage, all with guaranteed replacement coverage. Unlike many conventional insurance options which often come with steep premiums and high deductibles, CALVET allows veterans to secure comprehensive coverage without breaking the bank. THIS COVERAGE IS ONLY AVAILABLE WITH A CALVET HOME LOAN. Call or TEXT Doug Bullwinkel at 916-295-0044 or email dbullwinkel@emortgagecapital.com for details.
With competitive rates and comprehensive protection, CalVet Insurance should be the first choice for veterans eager to embrace the rural lifestyle, A CalVet Home Loan not only offers a path to homeownership but includes the peace of mind that comes with knowing their investment is well protected.